Financing Your Next Home
or Investment
The source of your funds for your new home is a major issue in your home purchase. Your ability to secure financing is is the most important issue you will address, one that will affect you as long as you owe money on your property.
Knowing what you can afford is a primary decision as you consider making a financial commitment to your home. I can help you make an intelligent decision that you will be able to live with as you enjoy the future in your home.
It is in YOUR BEST INTEREST to have a pre approval or conditional commitment letter from your mortgage company/bank. A commitment letter is a promise from a direct lender to provide you a specific amount of money for a period of time.
Many people get this confused with a pre qualification or approval from a mortgage broker (who still has to place the loan) and may find out too late the funds are not available at the terms promised.
Should you shop for a mortgage like you would shop for a car?
Will multiple lender inquiries hurt your credit FICO and VANTAGE score?
Experience such as and much more are the reasons you will do better when you secure the services of David Carr, Exclusive Buyers Consultant.
When buying an investment property you will be assisted in locating experienced commercial and multiple unit residential loan originators who specialize in making an investment in housing an easier transaction. There are many details that you will want to be aware of when purchasing investment property. Since 1998 David Carr has represented numerous investors who have purchased over 150 units, and he will put this experience to work for you
There are many options to consider when selecting lender, such as:
David Carr, your Exclusive Buyer Consultant, will refer you to a qualified mortgage originator can answer these questions. I will teach you to explore this area with diligence as you prepare to buy your home. I will help you pick the best Mortgage for your needs, regardless of who provides it. My goal is to help you obtain the best Annual Percentage Rate,.
My First Referral is always William Considine, our In House Direct Underwriter for NE Moves Mortgage Services. Bill has underwriter many of my clients and consistently provides excellent service with superior product options. Bill can be reached at my office, 203-239-2553, extension 104
I have a listing of mortgage officers who service our office, which I will be glad to share with you when we meet.
Don't forget to include local property taxes and your homeowners insurance in your projections.
Following are some links to web sites that provide more information: